Credit Cards

Description

The Citi Simplicity Credit Card has No annual fee, late payment fee, cash advance fee or overlimit fee, ever. It is designed to be easy to use taking into account your basic lending requirements. Simpler terms, no hassle.

Offer: 20% instant discount (up to AED 14) on grocery and food orders twice a month on the Talabat app. Use promo code “MASTERCARD” at checkout.

Financial Features

• Annual Fees: Free
• Minimum Salary Requirement: AED 5,000
• Retail Interest Rate: 3.50% will be charged on the outstanding amount on monthly basis after 52 days interest-free period
• Foreign Currency Transactions Rate: 2.99% per month; Applicable to overseas transactions only
• Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One-time processing fee of only 3% of the BT amount. No pre-closure fee.
• Repayment Period: 22 Days from statement date
• Purchase Protection: Yes

Travel Benefits

• Airport Lounge Access: Access to select airport lounges across the Middle East with MasterCard Travel Pass app
• Travel Medical Insurance: Complimentary Travel Insurance and Purchase Protection
• Miles Program: No

Leisure and Entertainment Benefits

• Dining Privileges: Over 500 dining & entertainment discounts
• Other Features:
• PayLite: turn any big purchases into small payments
• Complimentary supplementary cards for your family members
• 20% instant discount (up to AED 14) on grocery and food orders twice a month on the Talabat app. Use promo code “MASTERCARD” at checkout